Buy now, pay later without the fees

Affirm is the smartest way to pay over time. Shop at Offroad Unlimited and pay at your own pace without any fees, so you can get the things you love without breaking your budget…the choice is yours.

Affirm Pay in 4

Make 4 interest-free payments every 2 weeks. Great for everyday purchases.

·       No interest or fees

·       No impact on your credit score

·       Set up easy, automatic payments

Monthly payments

Choose monthly installments. Perfect for big-ticket items.

·         No hidden fees—ever

·         What you see is what you pay

• ·         Set up easy, automatic payments

How to buy with Affirm at Offroad Unlimited

Choose Affirm at checkout

Just select Affirm at checkout when shopping at Offroad Unlimited to see your payment options.

Choose your payment terms

You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

**Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners. Options depend on your purchase amount, up to $17,500, and a down payment may be required.**

Frequently Asked Questions

Will Affirm affect my credit score?

Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

Does Affirm charge interest and fees?

We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

What does it mean to prequalify?

When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.